See exactly where you went wrong.
Every field on your 1003 is graded against real agency guidelines, with the handbook citation that explains the rule. This is what a completed file looks like.
Service-connected disability means a $0 funding fee per the VA Buyer's Guide.
Practice until you're ready. Then work the real deals.
Choose your scenario
Pick a loan type, income profile, and difficulty. AI generates a unique borrower with full source documents in seconds.
Work the complete file
Fill out the 1003 using the source documents, just like a real deal on your desk.
Get graded on guidelines
Every field scored with handbook citations. Wrong answers teach the rule, not just the answer.
Track your proficiency
A living map of which rules you've mastered and which need work, updated after every session.
Built for the way loan officers actually learn.
Generated with every scenario
Training that builds your business, too.
Every scenario unlocks a real-world action: calling a referral partner, reviewing a live file, contacting a prospect. Apply what you learn the same day you learn it.
For loan officers at every stage. For teams that need results.
New Loan Officers
You passed the exam. Now learn to work a file before your first live deal costs someone their home purchase.
- Practice with realistic borrower files
- Learn from mistakes, not real consequences
- Master the guideline rules that matter
Branch Managers
Your LOs are learning on your pipeline. Give them a training ground, and give yourself a dashboard that shows exactly where each person stands.
- Track every team member's proficiency
- Spot weak areas before they surface in files
- Accelerate new hire ramp time
Mortgage Companies
Stop relying on tribal knowledge. Build a training system that scales, with data showing which guidelines your team owns and which are gaps.
- Consistent onboarding across your team
- Measurable proficiency tied to real guidelines
- Reports your training directors actually want
Start free. Scale when you're ready.
No credit card required to get started. Cancel anytime.
- 3 scenarios per month
- All 5 loan types
- Guidelines search
- Basic proficiency tracking
- Unlimited scenarios
- All difficulty levels
- Full proficiency dashboard
- "Why was I wrong?" explanations
- Three-tier guideline search
- Up to 10 users
- Team admin dashboard
- Assign scenarios
- Track team proficiency
- Everything in Pro
- Unlimited users
- Advanced reporting
- White label option
- Priority support + onboarding
- Everything in Team Pro
Team Pro is $99/month for up to 10 users: less than one hour of a senior LO's time spent correcting basic file mistakes.
Questions, answered.
Is 1003 Academy real loan advice?+
Do I need a credit card to start?+
What makes the scenarios realistic?+
How is my work graded?+
Does this work for teams?+
“I built 1003 Academy because passing the exam never meant being ready for the job. Licensed and competent are two different things, and the gap between them is where careers stall. My goal is simple: give every new loan officer the reps to walk into their first deal knowing what to do, not hoping they remember it.”
Ready to train like the file is real?
Start with 3 free scenarios. No credit card, no commitment. Upgrade when you're ready to go unlimited.
Start training free